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Question 1: Why Is There a Cross in Front of the Credit Assessment?

The first question that you have been asking me repeatedly is:

Why is there a cross in front of the credit assessment, which was previously BOP?

And those who have already got a cross in front of the credit assessment —
Can they re-apply with their identity card or not? Have they been rejected?

I will also answer this with details that are satisfactory to you.

Reasons for the Cross in Credit Assessment

The first reason that the helpline people are telling us is that:

• If you have taken a loan from a bank and your installments are still going on —
  You are still paying the loan —
  So you can be rejected for this reason too. Because of this, a cross can be put in front of the credit assessment.

The second thing they are telling you here is that:

• If you have taken a loan from Easypaisa and JeezGash and you have not paid it —
  And you are in the defaulter list —
  You have not yet paid your Easypaisa JeezGash loan —
  And you are in the defaulter list —
  So you can be rejected for this reason too —
  Or whatever is happening to many people.

Common Misconceptions

Let me tell you one more thing.

What a lot of people are telling you is a lie —
That people who have taken an advance from Sam are also being rejected —
Even that is not the case.

I have discussed it in detail on the helpline.
They have told me these two reasons. The main reasons are:

• That if you have taken a loan from a bank and you have not yet paid it back, then you will be rejected.
• And the other reason is that the details of your business that you have told about —
  That “I make so much profit,” that “I have such a margin” —
  If those things are attached to the bank’s requirements —
  If your things are fulfilled with the bank’s requirements —
  Then you will not be rejected. You will be qualified for the easy business card here.

But if you people who have given the details of your business —
And those details do not meet the bank’s requirements —
Then you will be rejected.

Summary:
If you have taken a loan from any bank or Easypaisa and you have not paid it back yet, you can still be rejected.

Question 2: What If You Have Received 2 or 3 Verification Badges?

That many people have received two verification badges, some people have received three verification badges —
So will they get the card or not?

No one can tell this because until the four verifications are completed, no one can say this —
Whether you are eligible or not.

What to Do If You Have 2 or 3 Badges?

• If you have received two verification badges, then you should wait for ten to fifteen days.
• And those who have received three verification badges should also wait for ten to fifteen days.

If all four of your verification badges are completed —
If you also pass the vehicle token test —
If you also pass the CNSC test —
Your verification SAM verification is also completed —
And along with that, the Nazarene Credit Assessment verification is completed —

Then you will get the Easy Bar Card within seven to ten days, Insha Allah.

But the condition is this:
All four of your verification badges must be complete.

Question 3: How Many Days After Applying Do You Get the Card?

Now the third question is:

That after how many days of applying we will get the card?

Nazareen, the purpose is not to apply and think you will get the card.

Helpline Clarification

By the way, I had asked on the helpline —
That after how many days of applying do we get the card, or we get to know whether we will get the card or not?

So I have come to know from the helpline:

• That within 9 to 27 days of applying, you get to know whether you will get the card or not.

But you will get the card only if you complete the verification, which are the four verifications:

1. Vehicle token
2. SAM verification
3. CNSC verification
4. Credit assessment verification

If you complete this, then you will get the card.

But if you are not eligible, you will still get a message after applying, which is about 25 to 30 days.
You will get the message whether you are eligible or not.

If you are eligible, you will still be informed by message —
That you have qualified for the Easy Business Card —
And after a few days, your Easy Business Card will be sent to your address, or you will receive it.

Okay, now you also know how many days after applying for the card you will receive it.

Now I have answered all three of your questions.
If you have any other questions, you can comment below.

So I will take care of my loved ones.
Until then, may Allah protect me.